Michael Collis Financial Services, The Balcony, The Market Hall, Peel Street, Accrington, BB51ER

Description

Mortgages tailored to your needs.

Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely then you should seek mortgage advice which is individually tailored to your needs and requirements?

We are not tied to any particular lender, which means that we have the ability to act on your behalf in order to establish the most appropriate mortgage solution for you.

Since 2007 the Credit Crunch has had an effect on the number of mortgage providers available in the UK and has caused some lenders to withdraw from the market altogether. The lending community itself has undergone dramatic change, with some lenders merging.

Fewer lenders means less competition, and those lenders still in the market have reduced the amount they will lend within the market place, so the levels of competition has reduced. Lenders have also become much more careful about who they lend to, and on what terms. That said there are still a significant number of lenders to choose from and we will help to search the market to help to find an appropriate mortgage for your needs.