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The Making of the Indebted Man – Essay on the Neoliberal Condition (Semiotext(e) / Intervention Series) Paperback – 16 Oct. 2012

4.5 4.5 out of 5 stars 44 ratings

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A new and radical reexamination of today's neoliberalist "new economy" through the political lens of the debtor/creditor relation. "The debtor-creditor relation, which is at the heart of this book, sharpens mechanisms of exploitation and domination indiscriminately, since, in it, there is no distinction between workers and the unemployed, consumers and producers, working and non-working populations, between retirees and welfare recipients. They are all 'debtors,' guilty and responsible in the eyes of capital, which has become the Great, the Universal, Creditor." -from The Making of the Indebted Man Debt-both public debt and private debt-has become a major concern of economic and political leaders. In The Making of the Indebted Man, Maurizio Lazzarato shows that, far from being a threat to the capitalist economy, debt lies at the very core of the neoliberal project. Through a reading of Karl Marx's lesser-known youthful writings on John Mill, and a rereading of writings by Friedrich Nietzsche, Gilles Deleuze, Felix Guattari, and Michel Foucault, Lazzarato demonstrates that debt is above all a political construction, and that the creditor/debtor relation is the fundamental social relation of Western societies. Debt cannot be reduced to a simple economic mechanism, for it is also a technique of "public safety" through which individual and collective subjectivities are governed and controlled. Its aim is to minimize the uncertainty of the time and behavior of the governed. We are forever sinking further into debt to the State, to private insurance, and, on a more general level, to corporations. To insure that we honor our debts, we are at once encouraged and compelled to become the "entrepreneurs" of our lives, of our "human capital." In this way, our entire material, psychological, and affective horizon is upended and reconfigured. How do we extricate ourselves from this impossible situation? How do we escape the neoliberal condition of the indebted man? Lazzarato argues that we will have to recognize that there is no simple technical, economic, or financial solution. We must instead radically challenge the fundamental social relation structuring capitalism: the system of debt.

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About the Author

Maurizio Lazzarato is a sociologist and philosopher in Paris. He is the author of Governing by Debt and Signs and Machines: Capitalism and the Production of Subjectivity, both published by Semiotext(e).

Product details

  • Publisher ‏ : ‎ Semiotexte; Reprint edition (16 Oct. 2012)
  • Language ‏ : ‎ English
  • Paperback ‏ : ‎ 144 pages
  • ISBN-10 ‏ : ‎ 1584351152
  • ISBN-13 ‏ : ‎ 978-1584351153
  • Dimensions ‏ : ‎ 11.43 x 1.91 x 17.78 cm
  • Customer reviews:
    4.5 4.5 out of 5 stars 44 ratings

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  • Reviewed in the United Kingdom on 30 June 2014
    This book is the most brilliant analysis I have read of the rise of neoliberal economics and its catastophic social and financial effects. Unlike some other books on the financial crisis (such as those of Christian Marazzi) it does not require any previous knowledge of economic theory. It is clearly and persuasively written. Drawing on ideas from both Nietzsche and Marx, Lazzarato presents a completely convincing account of the deliberately engineered changes in society, human psychology, and financial arrangements which have led to the progressive impoverishment of the bulk of the population. This is a major work for anyone who wishes to understand the world in which we now live.
    5 people found this helpful
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  • Reviewed in the United Kingdom on 6 February 2016
    Interest, the price of money, that institution that creates the credit/debt economy has to be outlawed as destructive to human society, as all the prophets have indicated to us in the past. That will mean a new nomos as all law,politics,social and economic arrangements have been subsumed by the totally corrupt system of capitalism.
  • Reviewed in the United Kingdom on 27 August 2015
    Amazing book on human nature and the origins of guilty and responsability centred on the economy of debt.
  • Reviewed in the United Kingdom on 30 October 2016
    thanksxxx
  • Reviewed in the United Kingdom on 23 August 2014
    As a critique of the current financial situation 'The Making of the Indebted Man' has some occasional moments of lucidity, describing the Neoliberal political system and its relation to the international monetary market. Unfortunately these brief interludes are dispersed with a quagmire of the worst Fracno-phoney philosophy, attempting to describe the existential condition of the indebted man through a hackneyed, faux-revolutionary, Marxist perspective with a heavy dependency on the writings of Deleuze and Guattari. It is not original or helpful. At best it is best academic posturing, at worst outmoded myopic sophistry.
    5 people found this helpful
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  • Reviewed in the United Kingdom on 6 July 2015
    A book written by an Italian in French & translated into English by someone who learnt English 200 years ago.
    One person found this helpful
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  • Blake
    5.0 out of 5 stars Should be reqired reading for all high school students
    Reviewed in the United States on 14 May 2014
    Everyone from a farmer to the highest CEO or Politician should have to read this text. It is a blunt and brutal explanations of current monetary system, how we got their and the ideas that have propagated and failed as a whole in the different views of capitalism and its relation to debt and why it has a place in society but why at current it is also become more than a means to replace barter and trade and is now a means of control and sublimation. If you have any interest what so ever in economics, business or personal finance pick this book up. In its place in the series it really stands up and above to be it own separate text, and deserves more attention in society as a whole. Also incredibly good take on Greece and the EU and American financial crisis and where they will most likely go.
  • The Dark Side of the Mom
    5.0 out of 5 stars Visionaririo
    Reviewed in Spain on 12 September 2015
    Análisis fantástico, aunque ensayístico, de la economía de la deuda y las causas profundas de la crisis financiera europea... Fundamental para comprender las formas de explotación del capital contemporáneo.
  • Thoughtworks
    5.0 out of 5 stars Capital has become the Great Creditor, the Universal Creditor
    Reviewed in the United States on 10 October 2015
    Mr. Lazzarato is a man who should be heard. In his own words, "The debtor-creditor relationship--the subject of this book--intensifies mechanisms of exploitation and domination at every level of society, for within it no distinction exists between workers and the unemployed, consumers and producers, working and non-working populations, retirees and welfare recipients. Everyone is a "debtor," accountable to and guilty before capital. Capital has become the Great Creditor, the Universal Creditor." I have found that there is a refreshingly different angle to criticism of unregulated capitalism that comes from books written by Europeans, especially those with a philosophical bent.
  • Meheret
    5.0 out of 5 stars Well Written and Clear
    Reviewed in the United States on 27 December 2020
    Great work
  • John E. Field
    4.0 out of 5 stars Yes, but not the first nor the best place these thoughts have appeared.
    Reviewed in the United States on 12 October 2023
    Lazzarato makes many good points in his manuscript. He uses a central metaphor of "the indebted man" to explore the complex web of obligation we all face in modern society. He notes the similarity between debt and Nietzsche's notion of moral guilt. He is arguing that today's financialized economies are not based in exchange but rather operate on a currency of trust that form the credit/debt relationship. By being removed from real activities this amounts to a completely subjective valuation process which ultimately only serves to sclerotically entrench privilege and reduce possibility for the future. He discusses the dynamic of anti-production which is basically the financial imperative to manufacture scarcity where scarcity has otherwise been conquered. Debt, of course, is a reflection of scarcity and so it is closely related to anti-production. And, he is right that we need to reconsider Marx in light of the new forms that money is taking in a highly financialized world.

    Yes, I agree with a lot of his points. But, I think the metaphor of "indebted man" is overused and straining to encompass the gravity of the phenomenon. I think a lot of the things he says are points that others have previously made. I mean I don't think anything in here would have been a surprise to the careful reader of Galbraith's 1958 classic The Affluent Society. It's not a new thought; it's only a new analogy and it's an imperfect one at that. If you haven't seen these thoughts before, you should definitely expose yourself to them. And then go on to read more about why modern economies don't operate the way orthodox economic theory says they do.